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    Soft-Tech NACH H2H Interface

    NACH H2H interface is an automated tool for secure electronic data transfer between bank's CBS and NPCI's NACH Server. We have 150+ installation of NACH H2H in pan India. NPCI's NACH system provides file-based transaction processing platform. Where inward files come with digital signature of original content and encrypted content of file, which verified and decrypted by our NACH H2H interface and for outward file generated by core banking solution, which will be first sign original content and encryption content and then it should upload in NPCI's NACH portal or SFTP by our NACH H2H interface.

    Following Activity manual doing by bank in NACH file processing:

    • Signing and Verifying of files.
    • Uploading and Downloading of files from NACH.
    • Authorizing each file in NACH.
    • Monitoring the ACK files.
    • Voucher posting in CBS.
    • Reconciliation.
    • Split the INP files if it is of huge size.
    • Merge the INW files if required.

    To overcome the above said manual activities and handle volume of transaction there is a need to implement Host 2 Host interface at bank premise.

    Soft-Tech Solution developed NACH H2H (Host-to-host) interface for Banks. Our H2H interface is an automated solution for secure electronic data transfer between Bank’s CBS and NPCI’s NACH SFTP Server.

    Our H2H interface is capability to process all file formats (text/xml) current and future supported by NACH system i.e. ACH DR, ACH CR, NACH CR (ECS), NACH DR (ECS), APB, EBT, MMS, Aadhaar Mapper, Aadhaar V-lookupfile formats, etc. The system also allows Auto Sign and Verify, E-Mail and SMS notification.

    Advantages of NACH Host To Host :

    • Digital signatures integrated.
    • Process all file formats.
    • Fully configurable.
    • Secure File Transfer As Per NPCI Guidelines.
    • Auto Push & Pull of Files.
    • Dashboard & Report to monitor File Status
    • Dashboard Screen.
    • Customized as per NPCI & Bank Requirement.
    • Handling of Huge Volumes.
    • Reduces Operational Risks, Human Intervention.
    • E-Mail Notification.
    • SMS Notification.

    Key Features :

    • Secure Application.
    • Easy Processes.
    • End to End automation.
    • Auto download& upload file from NPCI SFTPServer.
    • Auto Signing and Verifying file content.
    • Auto PGPencryption & decryption.
    • Seamless file transfer between CBS and NPCI NACH Server

    If you are interested in to procure and implement Soft-Tech H2H application, please contact us

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